P2P Platform

Profitus Review

Profitus Review: Is it good? Don't invest before you read this!

14 March 2023
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Lvovo g. 101 Vilnius Lithuania

Review result

3.8 of 5


Basic Information Basic Information

Founding Date:
July 2017
Funded Loans:
not available
Investor Protection:

Interest & Red Flags Interest & Red Flags

Minimum Interest Rate:
Maximum Interest Rate:
Average Interest:
Red Flags:

Loans Loans

Minimum Investment:
Minimum Investment Term (Months):
Maximum Investment Term (Months):
Loan Originators:
Payday Loans:
Personal Loans (Consumer Loans):
Business Loans:
Real Estate Loans:
not available
Other Loans:
not available
Worst Rating:
Best Rating:

Features Features

Manual Investing:
not available
Automatic Investing:
not available
Buyback Guarantee:
Secondary Market:
not available
Tax Report:
not available

Fees Fees

Investing Fee:
Deposit Fee:
Withdraw Fee:
Accounting Management Fee:
Secondary Market Selling Fee:
Secondary Market Buying Fee:

What is Profitus?

Projekte auf Profitus

Profitus is not exactly a P2P platform, but a peer-to-business crowdfunding platform from Vilnius, Lithuania, founded in 2017.

The platform offers P2P loans that real estate developers use to finance their projects.

Since its inception, the platform has brokered more than €96 million worth of loans, making it one of the smaller P2P platforms in Europe.

How does Profitus make money?

Profitus makes its money through the commissions it charges real estate developers.

Otherwise, there are no significant income opportunities, as the platform is free for investors.

Possibly there would be the sales fees on the secondary market, but these are probably of little importance.

Who owns Profitus?

The owners are Viktorija Cijunskyte and Mindaugas Vanagas, who founded the platform using only their own capital.

As mentioned above, the platform is officially supervised by the Lithuanian Financial Market Authority.

Moreover, Profitus has successfully funded loans in a large enough volume, which undoubtedly speaks for a serious and legal business model.

Therefore, we have no doubts about its safety.

How does Profitus work?

To invest on Profitus, you first need to register online and then deposit money via a bank transfer.

With your first deposit via a standard bank transfer you also confirm the bank account to which withdrawals can be made.

After that you can invest directly in the offered credits.

There is a minimum investment amount of 100 € and you can invest manually or automatically.

When investing, you can use the primary market (first issue of loans) or the secondary market (loans from other investors).

How can I invest on Profitus?

You can choose any loan you want to invest in on the platform.

This makes sense, among other things, if you are just starting to invest and do not want to wait for Auto Invest to invest for you.

Or if you want to invest in the secondary market, because you cannot automatically invest in the loans on the secondary market.

With the Auto Invest automatic investment feature, you can specify which loans you want to invest in within a short time.

The following settings are possible:

  • Investment per loan,

  • interest rate,

  • LTV and

  • term.

We like the Auto Invest from Profitus* because it makes a tidy impression and has all the important settings in our opinion.

Within minutes, you can specify which loans you want to invest in.

What are the warning signs to watch out for with Profitus?

At the moment, we have not noticed any warning signals with Profitus.

Review result Review result

with all advantages & disadvantages

Safety (40.00%)


Gewichtigung: Age: 40.00%, Funded Loans: 40.00%, Regulation: 20.00%.

Age: 5 Years
5.00 / 5

The platform is older than 5 years. In the past, sudden failures of platforms that have been on the market for such a long time have occurred very rarely.

Funded Loans: €96,389,215.00
2.00 / 5

under-average The platform has financed only a few loans so far and has been able to gain little experience.

Regulation under-average
5.00 / 5

The platform is officially regulated, which greatly increases security.

Interest and Risk (40.00%)


Gewichtigung: Average Interest: 50.00%, Red Flags: 50.00%.

Average Interest: 9.88%
3.18 / 5
Red Flags: 0
5.00 / 5

over-average over-average The platform has no red flags that investors should pay attention to.

Features (20.00%)


Gewichtigung: Automatic Investing: 20.00%, Buyback Guarantee: 20.00%, Secondary Market: 20.00%, Tax Report: 20.00%, App: 20.00%.

Automatic Investing under-average
5.00 / 5
Buyback Guarantee under-average
0.00 / 5
Secondary Market under-average
5.00 / 5
Tax Report under-average
5.00 / 5
App under-average
0.00 / 5

Gesamtpunktzahl: 3.8 of 5

Hinweis: Although we take every care to ensure the accuracy of the information and the representative example, no warranty can be given with regard to the correctness, accuracy, timeliness, reliability and completeness of the content. All information is based on the available information from the provider.

Last updated on 14 March 2023