P2P Platform

PeerBerry Review

PeerBerry Review: Is it good? Don't invest before you read this!

14 March 2023
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Business Centre SKY OFFICE, 20th floor of the Tower B, Roberta Frangeša Mihanovića 9 Zagreb Croatia

Review result

4.1 of 5


Basic Information Basic Information

Founding Date:
June 2017
Funded Loans:
Investor Protection:

Interest & Red Flags Interest & Red Flags

Minimum Interest Rate:
Maximum Interest Rate:
Average Interest:
Red Flags:

Loans Loans

Minimum Investment:
Minimum Investment Term (Months):
Maximum Investment Term (Months):
Loan Originators:
Payday Loans:
not available
Personal Loans (Consumer Loans):
not available
Business Loans:
not available
Real Estate Loans:
not available
Other Loans:
not available
Worst Rating:
Best Rating:

Features Features

Manual Investing:
not available
Automatic Investing:
not available
Buyback Guarantee:
not available
Secondary Market:
Tax Report:
not available
not available

Fees Fees

Investing Fee:
Deposit Fee:
Withdraw Fee:
Accounting Management Fee:
Secondary Market Selling Fee:
Secondary Market Buying Fee:

What is PeerBerry?

Infographic: how does PeerBerry work

PeerBerry is a P2P platform from Zagreb, Croatia, founded in 2017.

It was originally based in Latvia before moving to Croatia in 2021.

It brokers P2P loans between investors and loan brokers (loan originators), who have no economic connection with the platform.

Since the platform itself does not grant loans, but only offers the intermediaries, it is a P2P marketplace.

Since its inception, the platform has financed P2P loans worth approximately €1.6 billion, making it one of the largest P2P platforms in Europe.

Aventus Group

Most of the loan brokers on PeerBerry belong to the Aventus Group.

This is no coincidence, as Aventus Group is the former owner of the platform.

How does PeerBerry make money?

PeerBerry makes its money as a platform through the commissions charged by the loan brokers.

Other than that, the platform has no other revenue streams as it does not charge investors.

Who owns PeerBerry?

The platform is owned 50% by Andrejus Trofimovas, 25% by Vytautas Olšauskas and 25% by Ivan Butov.

By the way, Andrejus Trofimovas is the CEO of Aventus Group.

PeerBerry is not supervised by any official financial market regulator, which usually dispels any doubts about its safety.

Nevertheless, we would rate the platform as safe.

After all, a financed loan volume of around €1.6 billion already speaks for PeerBerry being a secure platform that pursues a legal business model.

And last but not least, the close ties with the Aventus Group are another good argument that the platform is safe.

How does PeerBerry work?

In order to invest on PeerBerry, you first need to register as an investor and deposit money into your account via a bank transfer.

In addition, when you make your first bank deposit, you also confirm the bank account to which you will be able to withdraw money in the future.

When investing you only have to consider a minimum investment amount of 10 €. It is up to you whether you want to invest manually or automatically via Auto Invest.

On PeerBerry you can only invest on the primary market (initial issuance of loans), because unfortunately there is no secondary market (loans from other investors) offered.

How can I invest on PeerBerry?

If it\'s worth the effort, you can choose each loan you want to invest in individually on PeerBerry.

This makes sense, among other things, if you are just starting to invest and do not want to wait for Auto Invest to invest for you.

In all other cases it would make more sense to invest automatically, because otherwise you would have to select hundreds of loans again regularly.

With the Auto Invest feature you can define in which loans you want to invest automatically.

The following settings are possible:

  • Credit intermediary (which loans),

  • interest rate,

  • term and

  • Investment per loan.

The Auto Invest is kept very slim and largely self-explanatory.

Within a few minutes you can set it up according to your preferences.

What warning signs should I be aware of with PeerBerry?

At the moment, we have not noticed any warning signals on the platform that investors should pay attention to.

Review result Review result

with all advantages & disadvantages

Safety (40.00%)


Gewichtigung: Age: 40.00%, Funded Loans: 40.00%, Regulation: 20.00%.

Age: 5 Years
5.00 / 5

The platform is older than 5 years. In the past, sudden failures of platforms that have been on the market for such a long time have occurred very rarely.

Funded Loans: €1,599,009,747.00
5.00 / 5

over-average over-average The platform has already financed many loans and was able to gain a lot of experience.

Regulation under-average
0.00 / 5

The platform is not officially regulated. This means the platform is not subject to ongoing monitoring by an independent third party.

Interest and Risk (40.00%)


Gewichtigung: Average Interest: 50.00%, Red Flags: 50.00%.

Average Interest: 11.12%
3.64 / 5

over-average The average interest rate is higher compared to other platforms.

Red Flags: 0
5.00 / 5

over-average over-average The platform has no red flags that investors should pay attention to.

Features (20.00%)


Gewichtigung: Automatic Investing: 20.00%, Buyback Guarantee: 20.00%, Secondary Market: 20.00%, Tax Report: 20.00%, App: 20.00%.

Automatic Investing under-average
5.00 / 5
Buyback Guarantee under-average
5.00 / 5
Secondary Market under-average
0.00 / 5
Tax Report under-average
5.00 / 5
App under-average
5.00 / 5

Gesamtpunktzahl: 4.1 of 5

Hinweis: Although we take every care to ensure the accuracy of the information and the representative example, no warranty can be given with regard to the correctness, accuracy, timeliness, reliability and completeness of the content. All information is based on the available information from the provider.

Last updated on 14 March 2023