Bondora Portfolio Manager
Last updated on 16 May 2021 by Reza
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For investors who want a little more control over their investments on Bondora*, Bondora offers the Portfolio Manager. With Portfolio Manager, you can invest in P2P loans from "ultra-conservative" to "opportunistic". However, if you want to set exactly which ratings and countries you want to invest in, the Portfolio Manager is not for you. With the Portfolio Manager, you control which P2P loans you want to invest in via the target return.
In this article we will show you how to set and activate the Portfolio Manager.
Set and activate Bondora Portfolio Manager
If you don\'t find the Portfolio Manager in the menu, it\'s because you previously invested your money through Bondora Go and Grow or Bondora Portfolio Pro.
To get to the Portfolio Manager, you need to change the view. To do this, first click on your name in the top right corner, then click on the "Change View" link and select Bondora Portfolio Manager. After that you will find the Portfolio Manager in the left menu.
You can set how conservative or opportunistic the Portfolio Manager should invest in loans for you. In addition, you can set the initial capital, the monthly payments and the investment period.
For the investment period, you can also specify a decimal number, so you do not necessarily have to specify full years.
If you set the Portfolio Manager to be either more conservative or more opportunistic, the Portfolio Manager will show you directly in which loans you would invest. For example, an "ultra-conservative" setting would only invest in loans with "B" ratings from Estonia.
You can also specify whether you want to invest in loans from the secondary market. To find the setting, first click on the "Settings" link. After that you can then allow or exclude loans from the secondary market.
Bondora Portfolio Manager does not invest
If the Portfolio Manager does not invest in new loans, this may be due to the fact that no loans are offered that correspond to the settings of the Portfolio Manager.
You can then either wait a little longer or set the Portfolio Manager to be more "opportunistic". Because the more conservative you set the manager, the less loans will match the criteria.
Bondora Portfolio Manager vs Portfolio Pro
Portfolio Manager is for investors who want to manage their investments in P2P loans with the target amount (target return). It is suitable for investors who want a little more or less return than Bondora* Go& Grow, but also don\'t want the hassle of having to specify further settings.
Investors who want to invest more specifically in loans on Bondora* should use Portfolio Pro. The Portfolio Pro is very similar to other Auto Invest portfolios that investors can use to invest on other P2P platforms. You can make a lot of settings with the Portfolio Pro to invest in P2P loans that match your ideas.